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The Foreclosure Echo tells the story of the ordinary people whose quest for the American dream was crushed in the foreclosure crisis when they were threatened with losing their homes. The authors, Linda E. Fisher and Judith Fox - each with decades of experience defending low-to-moderate-income people from foreclosure and predatory lending practices - have employed a range of legal, economic, and social-science research to document these stories, showing not only how people experienced the crisis, but also how lenders and public institutions failed to protect them. The book also describes the ongoing effects of the crisis - including vacant land and abandoned buildings - and how these conditions have exacerbated the economic plight of millions of people who lost their homes and have increased inequality across the country. This book should be read by anyone who wants to understand the fallout of the last financial crisis and learn what we can do now to avoid another one.Read more
- Provides specific examples, through stories, of how the law affects real people
- Illustrates the implications of law and policy to help readers see and feel the implications
- Makes concrete policy and legal recommendations, based on evidence, legal experience and clients' situations
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- Publication planned for: July 2019
- format: Paperback
- isbn: 9781108401616
- length: 224 pages
- dimensions: 228 x 152 x 14 mm
- weight: 0.34kg
- availability: Available
Table of Contents
1. The housing crisis
2. The breakdown of mortgage servicing and loss mitigation
3. Zombie mortgages and abandoned properties
4. The benefits and harms of intervention
5. Rethinking Home: housing post-crisis
6. Foreclosure or a more sustainable mortgage?
7. Picking up the pieces and revitalizing neighborhoods
8. Where do we go from here?
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