Skip to content
Register Sign in Wishlist

Genes and Insurance
Ethical, Legal and Economic Issues

£23.99

Award Winner

Part of Cambridge Law, Medicine and Ethics

  • Date Published: February 2008
  • availability: Available
  • format: Paperback
  • isbn: 9780521054508

£ 23.99
Paperback

Add to cart Add to wishlist

Other available formats:
Hardback, eBook


Looking for an inspection copy?

This title is not currently available on inspection

Description
Product filter button
Description
Contents
Resources
Courses
About the Authors
  • The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums. Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurer's access to information. The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state. This will interest academic researchers as well as professionals involved with genetics and insurance.

    • Considers issues of increasing importance to society
    • Interdisciplinary approach combines insights from law, economics and philosophy
    • Looks to future approaches to the problems arising from genetic research and insurance
    Read more

    Awards

    • Winner of The British Insurance Law Association (BILA) book prize for 2004

    Reviews & endorsements

    '… this timely book, a welcome translation from the Swedish original … This excellent book tells a cautionary tale about the prospects of total and partial regulation …' The King's College Law Journal

    'The legal and moral implications of genetic testing and insurance risk assessment are of growing importance as our knowledge of genetics and their impact on the development of disease increases. This book looks at the subject from ethical and economic angles, as well as from a legal viewpoint, and should be read by all those interested in the ongoing debate on the extent to which disclosure of genetic information to insurers should be regulated.' Actuary

    'Genes and Insurance is both thought provoking and a good read …' Ken Davidson, Chairman of Crispin Speers & Partners (Lloyds Brokers), past Chairman of the British Insurance Law Association

    See more reviews

    Customer reviews

    Not yet reviewed

    Be the first to review

    Review was not posted due to profanity

    ×

    , create a review

    (If you're not , sign out)

    Please enter the right captcha value
    Please enter a star rating.
    Your review must be a minimum of 12 words.

    How do you rate this item?

    ×

    Product details

    • Date Published: February 2008
    • format: Paperback
    • isbn: 9780521054508
    • length: 180 pages
    • dimensions: 229 x 152 x 11 mm
    • weight: 0.27kg
    • availability: Available
  • Table of Contents

    Preface
    1. Introduction
    Part I. Starting Points:
    2. The terminology and possibilities of genetics
    3. Opportunities for insurers to use genetic information
    Part II. Social, Economic and Legal Aspects:
    4. Social insurance in the modern welfare state: emergence, maturity and partial dismantling
    5. International trade in personal insurance
    6. Prohibitions against discrimination in the private sphere: does legislation build on a consistent foundation?
    Part III. Ethical Aspects:
    7. Ethical arguments for and against the right of insurance companies to genetic information
    Part IV. Evaluation:
    8. Conclusions and policy implications
    Bibliography
    Index.

  • Authors

    Marcus Radetzki, Stockholms Universitet

    Marian Radetzki, Stockholms Universitet

    Niklas Juth, Göteborgs Universitet, Sweden

    Awards

    • Winner of The British Insurance Law Association (BILA) book prize for 2004

Sign In

Please sign in to access your account

Cancel

Not already registered? Create an account now. ×

Sorry, this resource is locked

Please register or sign in to request access. If you are having problems accessing these resources please email lecturers@cambridge.org

Register Sign in
Please note that this file is password protected. You will be asked to input your password on the next screen.

» Proceed

You are now leaving the Cambridge University Press website. Your eBook purchase and download will be completed by our partner www.ebooks.com. Please see the permission section of the www.ebooks.com catalogue page for details of the print & copy limits on our eBooks.

Continue ×

Continue ×

Continue ×

Find content that relates to you

Join us online

This site uses cookies to improve your experience. Read more Close

Are you sure you want to delete your account?

This cannot be undone.

Cancel

Thank you for your feedback which will help us improve our service.

If you requested a response, we will make sure to get back to you shortly.

×
Please fill in the required fields in your feedback submission.
×